Financial Services Technologies
Financial Services (FIN)
The Financial Services associate’s degree prepares students for a wide range of career opportunities in the fast paced, dynamic financial services industry, which includes banking, investments, and insurance. The curriculum builds core skills in business management and technology along with emphasis on personal financial planning. Cooperative education employment provides valuable business skills and experience.
Financial Planning Certificate (FPC)
The Financial Planning Certificate prepares graduates to develop comprehensive financial plans for clients through knowledge and skills in a variety of personal financial planning areas, including taxes, investments, insurance, and retirement and estate planning. The certificate program is designed for individuals with a bachelor’s degree in any field who want to provide professional financial planning services.
Financial Services Technology (FIN)
All degree-seeking students must complete a First Year Experience (FYE) course as part of the first 12 credit hours taken at Cincinnati State.
| Semester 1 | Lec | Lab | Credits | |
|---|---|---|---|---|
| FIN 100 | Personal Finance | 3 | 0 | 3 |
| ENG 101 | English Composition 1 | 3 | 0 | 3 |
| ACC 101 | Financial Accounting | 2 | 2 | 3 |
| MGT 101 | Principles of Management | 3 | 0 | 3 |
| MAT XXX Mathematics Elective | 3 | |||
| Semester 2 | ||||
| BUS 190 | Professional Practices | 2 | 0 | 2 |
| ACC 102 | Managerial Accounting | 2 | 2 | 3 |
| FIN 120 | Risk and Insurance | 3 | 0 | 3 |
| ENG 1XX English Composition Elective | 3 | |||
| IM XXX Computer Elective | 3 | |||
| Semester 3 | ||||
| FIN 291 | Full-Time Cooperative Education 1: Finance | 1 | 40 | 2 |
| Semester 4 | ||||
| FIN 150 | Business Finance | 3 | 0 | 3 |
| FIN 175 | Retirement and Employee Benefit Planning | 3 | 0 | 3 |
| ACC 175 | Federal Taxation: Individuals | 3 | 0 | 3 |
| ECO 105 | Principles of Microeconomics | 3 | 0 | 3 |
| COMM 1XX Communication Elective | 3 | |||
| Semester 5 | ||||
| FIN 292 | Full-Time Cooperative Education 2: Finance | 1 | 40 | 2 |
| FIN 200 | Investments | 3 | 0 | 3 |
| Semester 6 | ||||
| RE 110 | Real Estate Appraisal and Finance | 3 | 0 | 3 |
| LAW 101 | Business Law | 3 | 0 | 3 |
| FIN 290 | Financial Planning Capstone | 3 | 0 | 3 |
| MKT XXX Marketing Elective | 3 | |||
| XXX XXX Arts/Humanities Elective | 3 | |||
| Total Credits: | 44 | 84 | 66 | |
Electives
| Mathematics Elective | ||
| MAT 130 | Intermediate Algebra for Statistics | 4 |
| MAT 131 | Statistics 1 | 3 |
| MAT 132 | Statistics 2 | 3 |
| MAT 150 | Intermediate Algebra | 5 |
| MAT 151 | College Algebra | 4 |
| MAT 215 | Business Calculus | 6 |
| MAT 251 | Calculus 1 | 5 |
| MAT 252 | Calculus 2 | 5 |
| Computer Elective | ||
| IM 120 | Electronic Spreadsheets: Microsoft Excel | 3 |
| IM 125 | Electronic Spreadsheets for Accountants and Financial Managers | 3 |
| English Composition Elective | ||
| ENG 102 | English Composition 2: Contemporary Issues | 3 |
| ENG 103 | English Composition 2: Topics in Literature | 3 |
| ENG 104 | English Composition 2: Technical Communication | 3 |
| ENG 105 | English Composition 2: Business Communication | 3 |
| Communication Elective | ||
| COMM 105 | Interpersonal Communication | 3 |
| COMM 110 | Public Speaking | 3 |
| Arts/Humanities Elective | ||
| Any Transfer Module course from ART, COMM (except course taken as COMM elective), LIT, MUS, PHI, REL, THE | 3 | |
| Marketing Elective | ||
| MKT 101 | Principles of Marketing | 3 |
| MKT 110 | Sales and Customer Relations | 3 |
| MKT 130 | Professional Selling | 3 |
Financial Planning Certificate (FPC)
| Semester 1 | Lec | Lab | Credits | |
|---|---|---|---|---|
| FIN 100 | Personal Finance | 3 | 0 | 3 |
| ACC 175 | Federal Taxation: Individuals | 3 | 0 | 3 |
| COMM 105 | Interpersonal Communication | 3 | 0 | 3 |
| Semester 2 | ||||
| FIN 120 | Risk and Insurance | 3 | 0 | 3 |
| FIN 175 | Retirement and Employee Benefit Planning | 3 | 0 | 3 |
| FIN 200 | Investments | 3 | 0 | 3 |
| Semester 3 | ||||
| FIN 290 | Financial Planning Capstone | 3 | 0 | 3 |
| Total Credits: | 21 | 0 | 21 | |
Courses
FIN 100 Personal Finance
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on coordinated and realistic personal financial planning. Topics include: budgeting and tax planning, managing liquidity, personal loans, purchasing cars and homes, insurance and investing principles, and retirement and estate planning.
Prerequisites: None
FIN 120 Risk and Insurance
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on principles of risk management and insurance for enterprises and individuals. Topics include: fundamentals of life, health, property, and liability insurance; and enterprise risk management for businesses.
Prerequisites: None
FIN 150 Business Finance
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on principles of financing business firms. Topics include: financial statement analysis, time value of money, management of cash flow, risk and return, and short and long-term sources of financing.
Prerequisites: ACC 101
FIN 175 Retirement, Employee Benefit and Estate Planning
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on developing retirement, benefit and estate plans. Topics include: legislation that affects plan design; tax advantages and disadvantages of various retirement plans; Social Security, Medicare, and employer-sponsored health and welfare plans; and estate and gift tax planning.
Prerequisites: FIN 100
FIN 191 Part-Time Cooperative Education 1: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their first part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: BUS 190
FIN 192 Part-Time Cooperative Education 2: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their second part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 191
FIN 193 Part-Time Cooperative Education 3: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their third part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 192
FIN 194 Part-Time Cooperative Education 4: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their fourth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 193
FIN 195 Part-Time Cooperative Education 5: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their fifth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 194
FIN 196 Part-Time Cooperative Education 6: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their sixth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 195
FIN 198 First Year Special Topics in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.
A course on selected topics related to Finance, which gives students opportunities to study information not currently covered in other courses. Grades issued are A, B, C, D, or F.
Prerequisites: Vary by section
FIN 199 First Year Independent Project in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.
A project related to Finance that is completed by one or more students to meet specific educational goals. Projects must have prior approval and supervision by Finance faculty. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: Vary by section
FIN 200 Investments
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on securities and the markets in which they are traded, and sources of financial information. Topics include: features and characteristics of financial instruments such as money market instruments, stocks, bonds, international securities, options, and futures contracts.
Prerequisites: FIN 150
FIN 290 Financial Planning Capstone
3 Credits. 3 Lecture Hours. 0 Lab Hour.
Students apply knowledge and skills gained through the Financial Services degree or Financial Planning Certificate by analyzing case studies and creating a comprehensive financial plan.
Prerequisites: FIN 120, FIN 175, ACC 175, FIN 200
FIN 291 Full-Time Cooperative Education 1: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.
Students seeking an associate's degree participate in their first full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: BUS 190
FIN 292 Full-Time Cooperative Education 2: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.
Students seeking an associate's degree participate in their second full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 291
FIN 293 Full-Time Cooperative Education 3: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.
Students seeking an associate's degree participate in their third full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 292
FIN 298 Second Year Special Topics in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.
A course on selected topics related to Finance, which gives students opportunities to study information not currently covered in other courses. Grades issued are A, B, C, D, or F.
Prerequisites: Vary by section
FIN 299 Second Year Independent Project in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.
A project related to Finance that is completed by one or more students to meet specific educational goals. Projects must have prior approval and supervision by Finance faculty. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: Vary by section
Faculty
Program Chair
Meg Clark
Co-op Coordinator
Yvonne Baker