Financial Services Technologies (FIN & FPC)
Finance Technology (FIN)
The Finance Technology program offers two tracks that lead to finance-related careers.
- The General Finance track prepares students to work with individuals, businesses, or government agencies involved in raising, spending, and investing money. Core courses provide the skills required for many career paths in finance.
- The Financial Planning track focuses on personal financial management including cash flow management, insurance, investments, taxes, retirement and education funding, and estate planning. The Financial Planning track is available as a fully online degree program.
Financial Planning Certificate (FPC)
The Financial Planning Certificate prepares graduates to develop comprehensive financial plans for clients by applying knowledge and skills in a variety of personal financial planning areas, including taxes, investments, insurance, and retirement and estate planning.
The certificate program is designed for individuals with a bachelor’s degree in any field who want to provide professional financial planning services.
For more information, please contact the Business Technologies Division at (513) 569-1620.
To apply for this program at Cincinnati State, visit our Admissions Page
Finance Technology (FIN)
| Semester 1 | Lec | Lab | Credits | |
|---|---|---|---|---|
| ACC 101 | Financial Accounting ( B) | 2 | 2 | 3 |
| ENG 101 | English Composition 1 ( G) | 3 | 0 | 3 |
| FIN 100 | Personal Finance ( B) | 3 | 0 | 3 |
| LAW 101 | Business Law ( B) | 3 | 0 | 3 |
| FYE 1XX First Year Experience Elective (B) | 1 | 0 | 1 | |
| MAT XXX Mathematics Elective (G) | 3 | 0 | 3 | |
| Semester 2 | ||||
| ACC 102 | Managerial Accounting ( T) | 2 | 2 | 3 |
| BUS 190 | Professional Practices ( B) | 1 | 0 | 1 |
| FIN 120 | Risk and Insurance ( T) | 3 | 0 | 3 |
| IM 120 | Electronic Spreadsheets: Microsoft Excel ( B) | 2 | 3 | 3 |
| ENG 10X English Composition Elective (G) | 3 | 0 | 3 | |
| XXX XXX Finance Track Elective 1 (T) | 3 | 0 | 3 | |
| Semester 3 | ||||
| FIN X9X Cooperative Education Elective 1: Finance (T) | 1 | 40 | 2 | |
| Semester 4 | ||||
| ECO 105 | Principles of Microeconomics ( G) | 3 | 0 | 3 |
| FIN 150 | Business Finance ( T) | 3 | 0 | 3 |
| XXX XXX Finance Track Elective 2 (T) | 3 | 0 | 3 | |
| XXX XXX Finance Track Elective 3 (T) | 3 | 0 | 3 | |
| Semester 5 | ||||
| FIN 200 | Investments ( T) | 3 | 0 | 3 |
| FIN X9X Cooperative Education Elective 2: Finance (T) | 1 | 40 | 2 | |
| Semester 6 | ||||
| COMM 1XX Communication Elective (B) | 3 | 0 | 3 | |
| MKT XXX Marketing Elective (B) | 3 | |||
| XXX XXX Arts/Humanities Elective or Natural/Physical Science Elective (G) | 3 | 0 | 3 | |
| XXX XXX Finance Track Elective 4 (T) | 3 | 0 | 3 | |
| Total Credits: | 55 | 87 | 63 | |
Electives
| First Year Experience Elective | ||
| FYE 100 | College Survival Skills | 1 |
| FYE 105 | College Success Strategies | 2 |
| FYE 110 | Community College Experience | 3 |
| Mathematics Elective | ||
| MAT 111 | Business Mathematics | 3 |
| MAT 115 | Pre-Statistics | 3 |
| MAT 120 | Technical Mathematics | 3 |
| MAT 121 | Technical Algebra and Geometry with Statistics | 3 |
| MAT 125 | Algebra and Trigonometry | 4 |
| MAT 126 | Functions and Calculus | 4 |
| MAT 131 | Statistics 1 | 3 |
| MAT 132 | Statistics 2 | 3 |
| MAT 151 | College Algebra | 4 |
| MAT 215 | Business Calculus | 6 |
| MAT 251 | Calculus 1 | 5 |
| MAT 252 | Calculus 2 | 5 |
| English Composition Elective | ||
| ENG 102 | English Composition 2: Contemporary Issues | 3 |
| ENG 103 | English Composition 2: Writing about Literature | 3 |
| ENG 104 | English Composition 2: Technical Communication | 3 |
| ENG 105 | English Composition 2: Business Communication | 3 |
| Communication Elective | ||
| COMM 105 | Interpersonal Communication | 3 |
| COMM 110 | Public Speaking | 3 |
| Marketing Elective | ||
| MKT 101 | Principles of Marketing | 3 |
| MKT 110 | Sales and Customer Relations | 3 |
| MKT 130 | Professional Selling | 3 |
| Arts/Humanities Elective or Natural/Physical Science Elective (select one course) | ||
| Any Transfer Module course from ART, LIT, MUS, PHI, REL, THE, or COMM 130 | 3 | |
| or, any Transfer Module course from BIO, CHE, EVS, PHY, PSC | ||
| Cooperative Education Electives (4 credit hours required) | ||
| FIN 191 | Part-Time Cooperative Education 1: Finance | 1 |
| FIN 192 | Part-Time Cooperative Education 2: Finance | 1 |
| FIN 193 | Part-Time Cooperative Education 3: Finance | 1 |
| FIN 194 | Part-Time Cooperative Education 4: Finance | 1 |
| FIN 291 | Full-Time Cooperative Education 1: Finance | 2 |
| FIN 292 | Full-Time Cooperative Education 2: Finance | 2 |
| Track Electives (Meet with an advisor to choose a track and corresponding electives) | ||
| General Finance Track Electives | ||
Take 2 required track courses: | ||
| Principles of Macroeconomics (T) | ||
| Business Management Capstone | ||
Select 2 track elective courses: | ||
| Accounting Software Applications: Sage (Peachtree) | ||
| Fund Accounting for Non-profit Organizations | ||
| Federal Taxation: Business | ||
| Project Management | ||
| Real Estate Principles and Practices | ||
| Real Estate Appraisal and Finance | ||
| Financial Planning Track Electives | ||
| Take 4 required track courses: | ||
| Federal Taxation: Individuals | ||
| Retirement and Employee Benefit Planning | ||
| Estate Planning | ||
| Financial Planning Capstone | ||
The letters G, B, and T (displayed after course titles or elective descriptions) identify types of courses required by the Ohio Department of Higher Education as part of an associate’s degree curriculum.
G = General Education course in this curriculum
B = Basic Skills course in this curriculum
T = Technical course in this curriculum
Financial Planning Certificate (FPC)
| Semester 1 | Lec | Lab | Credits | |
|---|---|---|---|---|
| FIN 100 | Personal Finance | 3 | 0 | 3 |
| ACC 175 | Federal Taxation: Individuals | 3 | 0 | 3 |
| FIN 120 | Risk and Insurance | 3 | 0 | 3 |
| Semester 2 | ||||
| FIN 175 | Retirement and Employee Benefit Planning | 3 | 0 | 3 |
| FIN 185 | Estate Planning | 3 | 0 | 3 |
| FIN 200 | Investments | 3 | 0 | 3 |
| Semester 3 | ||||
| FIN 290 | Financial Planning Capstone | 3 | 0 | 3 |
| Total Credits: | 21 | 0 | 21 | |
Courses
FIN 100 Personal Finance
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on coordinated and realistic personal financial planning. Topics include: budgeting and tax planning, managing liquidity, personal loans, purchasing cars and homes, insurance and investing principles, and retirement and estate planning.
Prerequisites: None
FIN 120 Risk and Insurance
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on principles of risk management and insurance for enterprises and individuals. Topics include: fundamentals of life, health, property, and liability insurance; and enterprise risk management for businesses.
Prerequisites: None
FIN 150 Business Finance
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on principles of financing business firms. Topics include: financial statement analysis, time value of money, management of cash flow, risk and return, and short and long-term sources of financing.
Prerequisites: ACC 101
FIN 175 Retirement and Employee Benefit Planning
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on developing retirement plans and employee benefit plans. Topics include: legislation that affects plan design; tax advantages and disadvantages of various retirement plans; and Social Security, Medicare, and employer-sponsored health and welfare plans.
Prerequisites: FIN 100
FIN 185 Estate Planning
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on techniques for taxation avoidance or minimization used in planning a client's estate. Topics include: wills, trusts, gifting, titling of accounts, the probate process, and taxation of estates.
Prerequisites: FIN 100
FIN 191 Part-Time Cooperative Education 1: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their first part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: BUS 190
FIN 192 Part-Time Cooperative Education 2: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their second part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 191
FIN 193 Part-Time Cooperative Education 3: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their third part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 192
FIN 194 Part-Time Cooperative Education 4: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their fourth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 193
FIN 195 Part-Time Cooperative Education 5: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their fifth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 194
FIN 196 Part-Time Cooperative Education 6: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.
Students seeking an associate's degree participate in their sixth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 195
FIN 198 First Year Special Topics in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.
A course on selected topics related to Finance, which gives students opportunities to study information not currently covered in other courses. Grades issued are A, B, C, D, or F.
Prerequisites: Vary by section
FIN 199 First Year Independent Project in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.
A project related to Finance that is completed by one or more students to meet specific educational goals. Projects must have prior approval and supervision by Finance faculty. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: Vary by section
FIN 200 Investments
3 Credits. 3 Lecture Hours. 0 Lab Hour.
A course on securities and the markets in which they are traded, and sources of financial information. Topics include: features and characteristics of financial instruments such as money market instruments, stocks, bonds, international securities, options, and futures contracts.
Prerequisites: FIN 150
FIN 290 Financial Planning Capstone
3 Credits. 3 Lecture Hours. 0 Lab Hour.
Students apply knowledge and skills gained through the Financial Services degree or Financial Planning Certificate by analyzing case studies and creating a comprehensive financial plan.
Prerequisites: FIN 120, FIN 175, ACC 175, FIN 200
FIN 291 Full-Time Cooperative Education 1: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.
Students seeking an associate's degree participate in their first full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: BUS 190
FIN 292 Full-Time Cooperative Education 2: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.
Students seeking an associate's degree participate in their second full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 291
FIN 293 Full-Time Cooperative Education 3: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.
Students seeking an associate's degree participate in their third full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 292
FIN 298 Second Year Special Topics in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.
A course on selected topics related to Finance, which gives students opportunities to study information not currently covered in other courses. Grades issued are A, B, C, D, or F.
Prerequisites: Vary by section
FIN 299 Second Year Independent Project in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.
A project related to Finance that is completed by one or more students to meet specific educational goals. Projects must have prior approval and supervision by Finance faculty. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: Vary by section
Faculty
Program Chair
Margaret Clark, MBA, CFP
margaret.clark@cincinnatistate.edu
Co-op Coordinator
Maya Franklin, MS
maya.franklin@cincinnatistate.edu