Finance (FIN)
The Finance associate degree provides students with knowledge and skills needed to succeed in entry-level and management training positions in financial institutions such as banks, insurance companies, investment firms, and corporate finance departments, as well as financial departments of non-profit organizations.
The finance field is broad and many opportunities are available to program graduates. In addition, the Finance program has established articulation agreements with universities for students who wish to pursue a bachelor's degree.
The Finance program can be completed through online learning.
Students seeking the Finance associate degree also are encouraged to seek industry certifications and licensure to enhance their career growth and salary.
- The Finance program is a Registered Education Program of the Association for Financial Counseling and Planning Education (AFCPE) and provides a pathway for students who wish to take the Accredited Financial Counselor (AFC) exam. The AFC certification demonstrates knowledge and experience needed to help individuals and families build a strong financial foundation, realize their goals, and achieve lasting financial well-being.
- To be eligible to take the AFC exam, students must complete two courses: Personal Finance (FIN 100) and Interviewing and Counseling (HSV 115). Both courses are offered in online format. Verification of financial counseling experience also is required to attain the AFC designation.
- For more information about the AFC certification, contact the Finance Program Chair or visit the AFCPE website at https://www.afcpe.org/certification.
Banking and Financial Services Certificate (BFSC)
The Banking and Financial Services Certificate prepares students for entry-level employment with commercial and community banks and other financial services organizations such as insurance companies and investment firms.
The certificate courses focus on understanding key financial concepts that are critical to serving financial institutions' clients, along with building skills in customer relations.
All courses in the certificate program also apply to the Finance associate degree program, and all certificate courses can be completed through online education.
The certificate program does not include cooperative education opportunities.
Students seeking the Banking and Financial Services Certificate may wish to seek industry certifications to enhance their career growth and salary.
- The Cincinnati State Finance program is a Registered Education Program of the Association for Financial Counseling and Planning Education (AFCPE) and provides a pathway for students who wish to take the Accredited Financial Counselor (AFC) exam. The AFC certification demonstrates knowledge and experience needed to help individuals and families build a strong financial foundation, realize their goals, and achieve lasting financial well-being.
- To be eligible to take the AFC exam, students must complete two courses: Personal Finance (FIN 100 - required for the certificate) and Interviewing and Counseling (HSV 115 - an elective for the certificate). Both courses are offered in online format. Verification of financial counseling experience also is required to attain the AFC designation.
- For more information about the AFC certification, contact the Program Chair or visit the AFCPE website at https://www.afcpe.org/certification.
Financial Counselor Certificate (FCC)
The Financial Counselor Certificate provides knowledge and skills required to help individuals and families build a strong financial foundation, realize their goals, and achieve lasting financial well-being.
Successfully completing the certificate provides a pathway for students who wish to take the Accredited Financial Counselor (AFC) exam offered by the Association for Financial Counseling and Planning Education (AFCPE). Verification of financial counseling experience also is required to attain the AFC designation.
All courses in the certificate program also apply to the Finance associate's degree program, and all certificate courses can be completed through online education.
The certificate program does not include cooperative education opportunities.
- The Cincinnati State Finance associate's degree program is a Registered Education Program of the AFCPE.
- For more information about the AFC certification, contact the Program Chair or visit the AFCPE website at https://www.afcpe.org/certification.
For more information, please contact the Business Technologies Division at (513) 569-1620.
To apply for this program at Cincinnati State, visit the Admissions section of the College website.
Finance (FIN)
|
|---|
| Semester 1 | Lec | Lab | Credits |
|---|
| FYE 1XX First Year Experience Elective (B) | | 1 | 0 | 1 |
| ACC 101 | Financial Accounting ( B) | 2 | 2 | 3 |
| ENG 101 | English Composition 1 ( G) | 3 | 0 | 3 |
| FIN 100 | Personal Finance ( T) | 3 | 0 | 3 |
| FIN 130 | Principles of Banking ( T) | 3 | 0 | 3 |
| MAT XXX Mathematics Elective (G) | | 3 | 0 | 3 |
| Semester 2 | | | |
|---|
| BUS 190 | Professional Practices ( B) | 1 | 0 | 1 |
| ACC 102 | Managerial Accounting ( T) | 2 | 2 | 3 |
| LAW 101 | Business Law ( B) | 3 | 0 | 3 |
| FIN 120 | Risk and Insurance ( T) | 3 | 0 | 3 |
| IM 120 | Electronic Spreadsheets: Microsoft Excel ( B) | 2 | 3 | 3 |
| ENG 10X English Composition Elective (G) | | 3 | 0 | 3 |
| Semester 3 | | | |
|---|
| FIN X9X Cooperative Education Elective 1: Finance (T) | | 1 | 40 | 2 |
| Semester 4 | | | |
|---|
| ECO 110 | Principles of Macroeconomics ( G) | 3 | 0 | 3 |
| FIN 150 | Business Finance ( T) | 3 | 0 | 3 |
| XXX XXX Technical Elective 1 (T) | | 3 | 0 | 3 |
| XXX XXX Technical Elective 2 (T) | | 3 | 0 | 3 |
| Semester 5 | | | |
|---|
| FIN 200 | Stocks, Bonds, and Investing Principles ( T) | 3 | 0 | 3 |
| FIN X9X Cooperative Education Elective 2: Finance (T) | | 1 | 40 | 2 |
| Semester 6 | | | |
|---|
| MKT XXX Marketing Elective (B) | | 3 | 0 | 3 |
| XXX XXX Arts/Humanities Elective or Natural/Physical Science Elective (G) | | 3 | 0 | 3 |
| XXX XXX Technical Elective 3 (T) | | 3 | 0 | 3 |
| XXX XXX Technical Elective 4 (T) | | 3 | 0 | 3 |
| Total Credits: | | 58 | 87 | 63 |
Electives
Students must consult with an Academic Advisor when choosing electives.
| FYE 100 | College Success Strategies: Overview | 1 |
| FYE 105 | College Success Strategies: Overview and Application | 2 |
| FYE 110 | College Success Strategies: Practice and Application | 3 |
| MAT 105 | Quantitative Reasoning | 3 |
| MAT 125 | Algebra and Trigonometry | 4 |
| MAT 126 | Functions and Calculus | 4 |
| MAT 131 | Statistics 1 | 3 |
| MAT 132 | Statistics 2 | 3 |
| MAT 151 | College Algebra | 4 |
| MAT 215 | Business Calculus | 6 |
| MAT 251 | Calculus 1 | 5 |
| MAT 252 | Calculus 2 | 5 |
| ENG 102 | English Composition 2: Contemporary Issues | 3 |
| ENG 103 | English Composition 2: Writing about Literature | 3 |
| ENG 104 | English Composition 2: Technical Communication | 3 |
| ENG 105 | English Composition 2: Business Communication | 3 |
| MKT 101 | Principles of Marketing | 3 |
| MKT 105 | Marketing and Customer Relations | 3 |
| MKT 130 | Principles of Sales | 3 |
| 3 |
| 3 |
| FIN 191 | Part-Time Cooperative Education 1: Finance | 1 |
| FIN 192 | Part-Time Cooperative Education 2: Finance | 1 |
| FIN 193 | Part-Time Cooperative Education 3: Finance | 1 |
| FIN 194 | Part-Time Cooperative Education 4: Finance | 1 |
| FIN 197 | Part-Time Career Education Project: Finance | 1 |
| FIN 291 | Full-Time Cooperative Education 1: Finance | 2 |
| FIN 292 | Full-Time Cooperative Education 2: Finance | 2 |
| FIN 297 | Full-Time Career Education Project: Finance | 2 |
| ACC 175 | Federal Taxation: Individuals | 3 |
| ACC 180 | Federal Taxation: Business | 3 |
| ACC 201 | Intermediate Accounting 1 | 4 |
| ACC 202 | Intermediate Accounting 2 | 3 |
| ACC 210 | Cost Accounting | 3 |
| COMM 105 | Interpersonal Communication | 3 |
| COMM 110 | Public Speaking | 3 |
| ECO 105 | Principles of Microeconomics | 3 |
| HSV 115 | Counseling and Interviewing Techniques | 3 |
| LAW 110 | Employment and Administrative Law | 3 |
| LAW 130 | Estate Planning, Family and Probate Law | 3 |
| MGT 101 | Principles of Management | 3 |
| MGT 105 | Human Resource Management | 3 |
| MGT 120 | Entrepreneurship | 3 |
| MGT 130 | Project Management | 3 |
| RE 100 | Real Estate Principles and Practices | 3 |
| RE 105 | Real Estate Law | 3 |
| RE 110 | Real Estate Appraisal and Finance | 3 |
Some courses are offered in alternative versions identified with a letter after the course number-- for example, ENG 101 and ENG 101A.
- This curriculum displays only course numbers without the added letter.
- The alternative version, when available, meets the requirements of the course version without the added letter.
The letters G, B, and T (displayed after course titles or elective descriptions) identify types of courses required by the Ohio Department of Higher Education as part of an associate’s degree curriculum.
G = General Education course in this curriculum
B = Basic Skills course in this curriculum
T = Technical course in this curriculum
Banking and Financial Services Certificate (BFSC)
| First Year |
|---|
| Semester 1 | Lec | Lab | Credits |
|---|
| FIN 100 | Personal Finance | 3 | 0 | 3 |
| ENG 101 | English Composition 1 | 3 | 0 | 3 |
| FIN 130 | Principles of Banking | 3 | 0 | 3 |
| IM XXX Computer Skills Elective | | 2 | 3 | 3 |
| MAT XXX Mathematics Elective | | 2 | 2 | 3 |
| Semester 2 | | | |
|---|
| ACC 101 | Financial Accounting | 3 | 0 | 3 |
| LAW 101 | Business Law | 3 | 0 | 3 |
| ECO 110 | Principles of Macroeconomics | 3 | 0 | 3 |
| MKT 105 | Marketing and Customer Relations | 3 | 0 | 3 |
| XXX XXX Technical Elective (T) | | 3 | 0 | 3 |
| Total Credits: | | 28 | 5 | 30 |
Electives
| IM 111 | Computer Applications | 3 |
| IM 120 | Electronic Spreadsheets: Microsoft Excel | 3 |
| MAT 105 | Quantitative Reasoning | 3 |
| MAT 131 | Statistics 1 | 3 |
| HSV 115 | Counseling and Interviewing Techniques | 3 |
| FIN 120 | Risk and Insurance | 3 |
| FIN 200 | Stocks, Bonds, and Investing Principles | 3 |
Financial Counselor Certificate (FCC)
| First Year |
|---|
| Semester 1 | Lec | Lab | Credits |
|---|
| FIN 100 | Personal Finance | 3 | 0 | 3 |
| HSV 115 | Counseling and Interviewing Techniques | 3 | 0 | 3 |
| Total Credits: | | 6 | 0 | 6 |
Some courses are offered in alternative versions identified with a letter after the course number-- for example, ENG 101 and ENG 101A.
- This curriculum displays only course numbers without the added letter.
- The alternative version, when available, meets the requirements of the course version without the added letter.