Financial Services Technologies (FIN & FPC)

Finance Technology (FIN)

The Finance Technology program offers two tracks that lead to finance-related careers in banking, insurance, investments, or corporate finance, or in non-profit organizations. 

The General Finance track prepares students to work with individuals, businesses, or non-profit agencies involved in raising, spending, and investing money. Core courses provide the skills required for many career paths in finance.

The Financial Planning track focuses on personal financial management including budgeting, insurance, investments, taxes, retirement and education funding, and estate planning. The Financial Planning track can be taken as a fully online degree program.

For more information, please contact the Business Technologies Division at (513) 569-1620.

To apply for this program at Cincinnati State, visit the Admissions section of the College website.

Financial Planning Certificate (FPC)

The Financial Planning Certificate prepares graduates to develop comprehensive financial plans for clients by applying knowledge and skills in a variety of personal financial planning areas, including taxes, investments, insurance, education, retirement and estate planning. 

All certificate courses are offered through online education.

For more information, please contact the Business Technologies Division at (513) 569-1620.

To apply for this program at Cincinnati State, visit the Admissions section of the College website.

Finance Technology (FIN)

Semester 1LecLabCredits
ACC 101Financial Accounting ( B) 223
ENG 101English Composition 1 ( G) 303
FIN 100Personal Finance ( T) 303
LAW 101Business Law ( B) 303
FYE 1XX First Year Experience Elective (B)  101
MAT XXX Mathematics Elective (G)  303
Semester 2  
ACC 102Managerial Accounting ( T) 223
BUS 190Professional Practices ( B) 101
FIN 120Risk and Insurance ( T) 303
IM 120Electronic Spreadsheets: Microsoft Excel ( B) 233
ENG 10X English Composition Elective (G)  303
XXX XXX Finance Track Elective 1 (T)  303
Semester 3  
FIN X9X Cooperative Education Elective 1: Finance (T)  1402
Semester 4  
ECO 105Principles of Microeconomics ( G) 303
FIN 150Business Finance ( T) 303
XXX XXX Finance Track Elective 2 (T)  303
XXX XXX Finance Track Elective 3 (T)  303
Semester 5  
FIN 200Investments ( T) 303
FIN X9X Cooperative Education Elective 2: Finance (T)  1402
Semester 6  
COMM 1XX Communication Elective (B)  303
MKT XXX Marketing Elective (B)  303
XXX XXX Arts/Humanities Elective or Natural/Physical Science Elective (G)  303
XXX XXX Finance Track Elective 4 (T)  303
Total Credits:  588763

 Electives

First Year Experience Elective
FYE 100College Survival Skills1
FYE 105College Success Strategies2
FYE 110Community College Experience3
Mathematics Elective
MAT 105Quantitative Reasoning3
MAT 111Business Mathematics3
MAT 115Pre-Statistics3
MAT 120Technical Mathematics3
MAT 121Technical Algebra and Geometry with Statistics3
MAT 125Algebra and Trigonometry4
MAT 126Functions and Calculus4
MAT 131Statistics 13
MAT 132Statistics 23
MAT 151College Algebra4
MAT 215Business Calculus6
MAT 251Calculus 15
MAT 252Calculus 25
English Composition Elective
ENG 102English Composition 2: Contemporary Issues3
ENG 103English Composition 2: Writing about Literature3
ENG 104English Composition 2: Technical Communication3
ENG 105English Composition 2: Business Communication3
Communication Elective
COMM 105Interpersonal Communication3
COMM 110Public Speaking3
Marketing Elective
MKT 101Principles of Marketing3
MKT 110Sales and Customer Relations3
MKT 130Professional Selling3
Arts/Humanities Elective or Natural/Physical Science Elective (select one course)
Any Transfer Module course from ART, LIT, MUS, PHI, REL, THE, or COMM 1303
or, any Transfer Module course from BIO, CHE, EVS, PHY, PSC3
Cooperative Education Electives (4 credit hours required)
FIN 191Part-Time Cooperative Education 1: Finance1
FIN 192Part-Time Cooperative Education 2: Finance1
FIN 193Part-Time Cooperative Education 3: Finance1
FIN 194Part-Time Cooperative Education 4: Finance1
FIN 291Full-Time Cooperative Education 1: Finance2
FIN 292Full-Time Cooperative Education 2: Finance2
Track Electives (Meet with an advisor to choose a track and corresponding electives)
General Finance Track Electives
Must take the following course:
ECO 110Principles of Macroeconomics (T)3
Select 3 additional track elective courses:
ACC 115Accounting Software Applications: Sage (Peachtree)2
ACC 140Fund Accounting for Non-profit Organizations3
ACC 180Federal Taxation: Business3
MGT 101Principles of Management3
MGT 105Human Resource Management3
MGT 130Project Management3
MGT 290Business Management Capstone3
RE 100Real Estate Principles and Practices3
RE 105Real Estate Law3
RE 110Real Estate Appraisal and Finance3
Financial Planning Track Electives
Take 4 required track courses:
ACC 175Federal Taxation: Individuals3
LAW 130Estate Planning, Family and Probate Law3
FIN 175Retirement and Employee Benefit Planning3
FIN 290Financial Planning Capstone3

The letters G, B, and T (displayed after course titles or elective descriptions) identify types of courses required by the Ohio Department of Higher Education as part of an associate’s degree curriculum. 

G = General Education course in this curriculum

B = Basic Skills course in this curriculum

T = Technical course in this curriculum

Financial Planning Certificate (FPC)

Semester 1LecLabCredits
FIN 100Personal Finance 303
ACC 175Federal Taxation: Individuals 303
FIN 120Risk and Insurance 303
LAW 101Business Law 303
Semester 2  
FIN 175Retirement and Employee Benefit Planning 303
LAW 130Estate Planning, Family and Probate Law 303
FIN 200Investments 303
Semester 3  
FIN 290Financial Planning Capstone 303
Total Credits:  24024

Finance Technology (FIN)

  • Prepare a comprehensive personal financial plan for an individual.
  • Apply time value of money concepts to decision-making in both personal and corporate financial planning.
  • Demonstrate knowledge of corporate financial decision-making to include financial statement analysis, cash management, capital investment, securities valuation, and international finance decisions.
  • Develop an appropriate portfolio of securities for an individual considering risk tolerance and time horizon.
  • Create a risk assessment for an individual or small business using principles of risk and insurance.
  • Describe the framework of the US and global financial system and the role of individual financial institutions in this framework.
  • Demonstrate employability skills in a financial environment.

Courses

FIN 100 Personal Finance
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on coordinated and realistic personal financial planning. Topics include: budgeting and tax planning, managing liquidity, personal loans, purchasing cars and homes, insurance and investing principles, and retirement and estate planning.
Prerequisites: None
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FIN 120 Risk and Insurance
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on principles of risk management and insurance for enterprises and individuals. Topics include: fundamentals of life, health, property, and liability insurance; and enterprise risk management for businesses.
Prerequisites: None
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FIN 150 Business Finance
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on principles of financing business firms. Topics include: financial statement analysis, time value of money, management of cash flow, risk and return, and short and long-term sources of financing.
Prerequisites: ACC 101
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FIN 175 Retirement and Employee Benefit Planning
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on developing retirement plans and employee benefit plans. Topics include: legislation that affects plan design; tax advantages and disadvantages of various retirement plans; and Social Security, Medicare, and employer-sponsored health and welfare plans.
Prerequisites: FIN 100
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FIN 191 Part-Time Cooperative Education 1: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their first part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: BUS 190 (minimum grade C)
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FIN 192 Part-Time Cooperative Education 2: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their second part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 191
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FIN 193 Part-Time Cooperative Education 3: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their third part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 192
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FIN 194 Part-Time Cooperative Education 4: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their fourth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 193
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FIN 195 Part-Time Cooperative Education 5: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their fifth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 194
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FIN 196 Part-Time Cooperative Education 6: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their sixth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 195
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FIN 198 First Year Special Topics in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.

A course on selected topics related to Finance, which gives students opportunities to study information not currently covered in other courses. Grades issued are A, B, C, D, or F.
Prerequisites: Vary by section
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FIN 199 First Year Independent Project in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.

A project related to Finance that is completed by one or more students to meet specific educational goals. Projects must have prior approval and supervision by Finance faculty. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: Vary by section
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FIN 200 Investments
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on securities and the markets in which they are traded, and sources of financial information. Topics include: features and characteristics of financial instruments such as money market instruments, stocks, bonds, international securities, options, and futures contracts. This course is only offered online.
Prerequisites: FIN 100
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FIN 290 Financial Planning Capstone
3 Credits. 3 Lecture Hours. 0 Lab Hour.

Students apply knowledge and skills gained through the Financial Services degree or Financial Planning Certificate by analyzing case studies and creating a comprehensive financial plan.
Prerequisites: FIN 120, FIN 175, ACC 175, FIN 200
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FIN 291 Full-Time Cooperative Education 1: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.

Students seeking an associate's degree participate in their first full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: BUS 190 (minimum grade C)
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FIN 292 Full-Time Cooperative Education 2: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.

Students seeking an associate's degree participate in their second full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 291
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FIN 293 Full-Time Cooperative Education 3: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.

Students seeking an associate's degree participate in their third full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 292
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FIN 298 Second Year Special Topics in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.

A course on selected topics related to Finance, which gives students opportunities to study information not currently covered in other courses. Grades issued are A, B, C, D, or F.
Prerequisites: Vary by section
View Sections

FIN 299 Second Year Independent Project in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.

A project related to Finance that is completed by one or more students to meet specific educational goals. Projects must have prior approval and supervision by Finance faculty. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: Vary by section
View Sections

Faculty

Program Chair

Margaret Clark, MBA, CFP
margaret.clark@cincinnatistate.edu

Co-op Coordinator

Maya Franklin, MS
maya.franklin@cincinnatistate.edu