Financial Services Technologies (FIN & FPC)

Finance Technology (FIN)

The Finance Technology program offers two tracks that lead to finance-related careers.

  • The General Finance track prepares students to work with individuals, businesses, or government agencies involved in raising, spending, and investing money. Core courses provide the skills required for many career paths in finance.
  • The Financial Planning track focuses on personal financial management including cash flow management, insurance, investments, taxes, retirement and education funding, and estate planning. The Financial Planning track is available as a fully online degree program.

Financial Planning Certificate (FPC)

The Financial Planning Certificate prepares graduates to develop comprehensive financial plans for clients by applying knowledge and skills in a variety of personal financial planning areas, including taxes, investments, insurance, and retirement and estate planning.

The certificate program is designed for individuals with a bachelor’s degree in any field who want to provide professional financial planning services.

For more information, please contact the Business Technologies Division at (513) 569-1620.

To apply for this program at Cincinnati State, visit our Admissions Page

Finance Technology (FIN)

Semester 1LecLabCredits
ACC 101Financial Accounting ( B) 223
ENG 101English Composition 1 ( G) 303
FIN 100Personal Finance ( B) 303
LAW 101Business Law ( B) 303
FYE 1XX First Year Experience Elective (B)  101
MAT XXX Mathematics Elective (G)  303
Semester 2  
ACC 102Managerial Accounting ( T) 223
BUS 190Professional Practices ( B) 101
FIN 120Risk and Insurance ( T) 303
IM 120Electronic Spreadsheets: Microsoft Excel ( B) 233
ENG 10X English Composition Elective (G)  303
XXX XXX Finance Track Elective 1 (T)  303
Semester 3  
FIN X9X Cooperative Education Elective 1: Finance (T)  1402
Semester 4  
ECO 105Principles of Microeconomics ( G) 303
FIN 150Business Finance ( T) 303
XXX XXX Finance Track Elective 2 (T)  303
XXX XXX Finance Track Elective 3 (T)  303
Semester 5  
FIN 200Investments ( T) 303
FIN X9X Cooperative Education Elective 2: Finance (T)  1402
Semester 6  
COMM 1XX Communication Elective (B)  303
MKT XXX Marketing Elective (B)    3
XXX XXX Arts/Humanities Elective or Natural/Physical Science Elective (G)  303
XXX XXX Finance Track Elective 4 (T)  303
Total Credits:  558763

 Electives

First Year Experience Elective
FYE 100College Survival Skills1
FYE 105College Success Strategies2
FYE 110Community College Experience3
Mathematics Elective
MAT 111Business Mathematics3
MAT 115Pre-Statistics3
MAT 120Technical Mathematics3
MAT 121Technical Algebra and Geometry with Statistics3
MAT 125Algebra and Trigonometry4
MAT 126Functions and Calculus4
MAT 131Statistics 13
MAT 132Statistics 23
MAT 151College Algebra4
MAT 215Business Calculus6
MAT 251Calculus 15
MAT 252Calculus 25
English Composition Elective
ENG 102English Composition 2: Contemporary Issues3
ENG 103English Composition 2: Writing about Literature3
ENG 104English Composition 2: Technical Communication3
ENG 105English Composition 2: Business Communication3
Communication Elective
COMM 105Interpersonal Communication3
COMM 110Public Speaking3
Marketing Elective
MKT 101Principles of Marketing3
MKT 110Sales and Customer Relations3
MKT 130Professional Selling3
Arts/Humanities Elective or Natural/Physical Science Elective (select one course)
Any Transfer Module course from ART, LIT, MUS, PHI, REL, THE, or COMM 130 3
or, any Transfer Module course from BIO, CHE, EVS, PHY, PSC
Cooperative Education Electives (4 credit hours required)
FIN 191Part-Time Cooperative Education 1: Finance1
FIN 192Part-Time Cooperative Education 2: Finance1
FIN 193Part-Time Cooperative Education 3: Finance1
FIN 194Part-Time Cooperative Education 4: Finance1
FIN 291Full-Time Cooperative Education 1: Finance2
FIN 292Full-Time Cooperative Education 2: Finance2
Track Electives (Meet with an advisor to choose a track and corresponding electives)
General Finance Track Electives
Take 2 required track courses:
Principles of Macroeconomics (T)
Business Management Capstone
Select 2 track elective courses:
Accounting Software Applications: Sage (Peachtree)
Fund Accounting for Non-profit Organizations
Federal Taxation: Business
Project Management
Real Estate Principles and Practices
Real Estate Appraisal and Finance
Financial Planning Track Electives
Take 4 required track courses:
Federal Taxation: Individuals
Retirement and Employee Benefit Planning
Estate Planning
Financial Planning Capstone

The letters G, B, and T (displayed after course titles or elective descriptions) identify types of courses required by the Ohio Department of Higher Education as part of an associate’s degree curriculum. 

G = General Education course in this curriculum

B = Basic Skills course in this curriculum

T = Technical course in this curriculum

Financial Planning Certificate (FPC)

Semester 1LecLabCredits
FIN 100Personal Finance 303
ACC 175Federal Taxation: Individuals 303
FIN 120Risk and Insurance 303
Semester 2  
FIN 175Retirement and Employee Benefit Planning 303
FIN 185Estate Planning 303
FIN 200Investments 303
Semester 3  
FIN 290Financial Planning Capstone 303
Total Credits:  21021

Courses

FIN 100 Personal Finance
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on coordinated and realistic personal financial planning. Topics include: budgeting and tax planning, managing liquidity, personal loans, purchasing cars and homes, insurance and investing principles, and retirement and estate planning.
Prerequisites: None
View Sections

FIN 120 Risk and Insurance
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on principles of risk management and insurance for enterprises and individuals. Topics include: fundamentals of life, health, property, and liability insurance; and enterprise risk management for businesses.
Prerequisites: None
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FIN 150 Business Finance
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on principles of financing business firms. Topics include: financial statement analysis, time value of money, management of cash flow, risk and return, and short and long-term sources of financing.
Prerequisites: ACC 101
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FIN 175 Retirement and Employee Benefit Planning
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on developing retirement plans and employee benefit plans. Topics include: legislation that affects plan design; tax advantages and disadvantages of various retirement plans; and Social Security, Medicare, and employer-sponsored health and welfare plans.
Prerequisites: FIN 100
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FIN 185 Estate Planning
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on techniques for taxation avoidance or minimization used in planning a client's estate. Topics include: wills, trusts, gifting, titling of accounts, the probate process, and taxation of estates.
Prerequisites: FIN 100
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FIN 191 Part-Time Cooperative Education 1: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their first part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: BUS 190
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FIN 192 Part-Time Cooperative Education 2: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their second part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 191
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FIN 193 Part-Time Cooperative Education 3: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their third part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 192
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FIN 194 Part-Time Cooperative Education 4: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their fourth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 193
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FIN 195 Part-Time Cooperative Education 5: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their fifth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 194
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FIN 196 Part-Time Cooperative Education 6: Finance
1 Credit. 1 Lecture Hour. 20 Lab Hours.

Students seeking an associate's degree participate in their sixth part-time field learning experience related to their degree. Students are expected to register for academic courses during the same semester. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 195
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FIN 198 First Year Special Topics in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.

A course on selected topics related to Finance, which gives students opportunities to study information not currently covered in other courses. Grades issued are A, B, C, D, or F.
Prerequisites: Vary by section
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FIN 199 First Year Independent Project in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.

A project related to Finance that is completed by one or more students to meet specific educational goals. Projects must have prior approval and supervision by Finance faculty. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: Vary by section
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FIN 200 Investments
3 Credits. 3 Lecture Hours. 0 Lab Hour.

A course on securities and the markets in which they are traded, and sources of financial information. Topics include: features and characteristics of financial instruments such as money market instruments, stocks, bonds, international securities, options, and futures contracts.
Prerequisites: FIN 150
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FIN 290 Financial Planning Capstone
3 Credits. 3 Lecture Hours. 0 Lab Hour.

Students apply knowledge and skills gained through the Financial Services degree or Financial Planning Certificate by analyzing case studies and creating a comprehensive financial plan.
Prerequisites: FIN 120 , FIN 175 , ACC 175 , FIN 200
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FIN 291 Full-Time Cooperative Education 1: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.

Students seeking an associate's degree participate in their first full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: BUS 190
View Sections

FIN 292 Full-Time Cooperative Education 2: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.

Students seeking an associate's degree participate in their second full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 291
View Sections

FIN 293 Full-Time Cooperative Education 3: Finance
2 Credits. 1 Lecture Hour. 40 Lab Hours.

Students seeking an associate's degree participate in their third full-time field learning experience related to their degree. Students must follow cooperative education policies and procedures to earn credit. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: FIN 292
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FIN 298 Second Year Special Topics in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.

A course on selected topics related to Finance, which gives students opportunities to study information not currently covered in other courses. Grades issued are A, B, C, D, or F.
Prerequisites: Vary by section
View Sections

FIN 299 Second Year Independent Project in Finance
1-9 Credits. 0 Lecture Hour. 0 Lab Hour.

A project related to Finance that is completed by one or more students to meet specific educational goals. Projects must have prior approval and supervision by Finance faculty. Grades issued are Satisfactory or Unsatisfactory.
Prerequisites: Vary by section
View Sections

Faculty

Program Chair

Margaret Clark, MBA, CFP
margaret.clark@cincinnatistate.edu

Co-op Coordinator

Maya Franklin, MS
maya.franklin@cincinnatistate.edu